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406 Consulting LLC

PLAN FOR SUCCESS.

FORECAST FOR GROWTH

PROFESSIONAL FORECASTING AND BUDGETING SERVICES FOR SMALL BUSINESSES

Do These Challenges

Sound Familiar?

Struggling to make payroll because of unexpected cash flow shortages.
Worrying about how to present your financials to secure a much-needed loan.
Facing uncertainty about where your business stands financially.
​​
Feeling unprepared to handle rapid growth or an economic downturn.
​
We Understand

At 406 Consulting LLC, we know these pain points can hold you back from achieving your goals. That’s why our Forecasting and Budgeting services are tailored to address these challenges, giving you clarity, confidence, and control over your financial future.

Why Forecasting and 
​Budgeting Matter

Effective forecasting and budgeting empower you to:

Control Cash Flow

Avoid surprises and ensure liquidity for day-to-day operations.

Secure Financing

Present bank-ready financial plans that build lender confidence.

Plan for Growth

Align your resources with opportunities to scale successfully.

Navigate Uncertainty

Prepare for economic changes, supply chain disruptions, and market shifts.
Why 406 Consulting LLC?
  • With extensive experience, our founder has created forecasts and budgets for companies as large as $500 million.
  • Our models are proven to deliver results, with accuracy exceeding industry standards.

Choose the Plan That’s    

Right for Your Business

Service Level

Ideal For


Cash Flow Forecasting


Budget Preparation


WIP Analysis


Bank-Ready Reports


Financial Modeling


Ongoing Support


Starting Cost

Basic Forecasting

Businesses needing a clear cash flow view.

Included: 3-6 months of cash flow projections.

Simple annual budget creation.


Not included.


Not included.


Not included.


30 days of email support.


$750

Comprehensive Planning

Businesses seeking detailed forecasts and budgets

Included: 12 months of projections with updates

Customized annual and department budgets.

Included for key projects


Basic report preparation.


Single scenario analysis.


60 days of email and phone support.

$2,500

Strategic Advisory

Businesses preparing for growth or financing.

Included: Multi-year cash flow projections.

Dynamic budgets with scenario modeling.

Full WIP tracking and analysis.


Comprehensive financial packages for lenders.

Advanced modeling for multiple scenarios.

Quarterly review meetings and advisory.

$5,000+

Add-On Services for

Enhanced Insights

Expand your financial understanding and strategic potential with our additional services:

Profit Diagnostic Review​
  • Uncover hidden inefficiencies impacting your profitability.impacting your profitability.
  • Gain actionable recommendations to increase margins and reduce costs.to increase margins and reduce costs.
Industry Benchmarking
  • Compare your business performance to industry standards.

  • Identify gaps and opportunities to stay ahead of competitors.

Growth Diagnostic Review
  • Assess your business’s readiness for expansion.

  • Develop a plan to scale sustainably while optimizing resources.

“These add-on services provide deeper insights, helping you refine your strategies and reach your business goals faster.”

Benefits of Partnering with

406 Consulting LLC

Why Choose Us?

At 406 Consulting LLC, we’re more than number crunchers—we’re your strategic partners in financial success. Our services empower you to:

1. Gain Clarity and Confidence

  • Understand your financial position with precision.
  • Make decisions with peace of mind, knowing your forecasts and budgets are reliable.

2. Make Better Decisions

  • Use accurate, data-driven insights to evaluate growth opportunities.
  • Plan for new hires, expansions, or equipment purchases without guesswork.

3. Mitigate Risk

  • Anticipate cash flow challenges and market changes before they arise.
  • Build financial buffers to safeguard your business in uncertain times.

4. Drive Growth with Proven Accuracy

  • Align resources with your long-term goals and scale effectively.
  • Rely on our expertise—our founder has developed forecasts for companies as large as $500 million, with accuracy exceeding industry standards.

5. Specialized Knowledge Across Industries

  • Deep experience in construction (WIP tracking) and banking underwriting.
  • Tailored solutions for businesses in any industry, size, or stage of growth.

Partnering with 406 Consulting LLC gives you the tools and insights to overcome challenges, seize opportunities, and grow your business with confidence. Let’s take the guesswork out of your financial future.

Client Success:

Turning Financial Clarity into Growth

The Challenge:

A construction firm with $20 million in annual revenue struggled with cash flow and meeting lender expectations.

The Solution

Rolling Cash Flow

Developed rolling cash flow forecasts to ensure liquidity for projects.

WIP schedules

Created detailed WIP schedules that improved project oversight.

Financial Package

Prepared a financial package that secured $5 million in financing.

The Result
  • Improved cash flow by 30%.
  • Strengthened lender confidence, unlocking growth opportunities.

Frequently Asked Questions

What’s the difference between forecasting and budgeting?
Budgeting sets financial goals for income and expenses over a specific period. Forecasting projects what will likely happen based on trends and current data, allowing adjustments to the budget as needed.
How can forecasting help with lending?

Clear, accurate financial forecasts show lenders that your business is well-managed and prepared for growth, improving your chances of securing financing.

Do you specialize in certain industries?
While we serve all industries, we have deep expertise in construction (WIP management) and banking underwriting.
How often should forecasts and budgets be updated?
We recommend reviewing them quarterly or whenever there are significant changes in your business or the economy.
How long does it take to prepare a forecast?
Basic forecasts are typically completed within 2–3 weeks. Comprehensive and strategic plans may take 4–6 weeks, depending on complexity.

Here’s How to

Get Started:

Schedule a free consultation with one of our financial experts.

Share your business goals and financial challenges.

Receive a customized plan to improve your cash flow, forecasting, and budgeting.

“Take control of your financial future with 406 Consulting LLC.”

Ready to Forecast

Your Success?

Your business has the potential to achieve great things, and we’re here to help you get there. If you’re ready to simplify your bookkeeping and focus on what truly matters—growing your business—we’re just a call or click away.

+1 406-897-2575


info@406consultingllc.com


1006 9th St W, Columbia Falls, MT 59912, United States


www.406consultingllc.com


“Let’s build your financial future together—schedule your free consultation today!”